Loan Program

Jumbo Loans

High-value property loans exceeding conventional limits, with competitive terms.

Fixed-Rate Mortgages

Stable monthly payments with consistent rates throughout the loan term.

Learn More…

Lower initial rates that adjust over time, ideal for flexibility in changing markets.
Learn More…

ITIN Foreign National Loans

ITIN Foreign National Loans provide non-U.S. citizens, including those without a Social Security Number, the opportunity to finance a home in the United States.

Interest-Only Loans

Pay only the interest for an initial period, helping with cash flow management.

Learn More…

Reverse Mortgages

Home equity access for homeowners aged 62+, with no monthly mortgage payments required.

Learn More…

DSCR loans are designed specifically for real estate investors. Unlike traditional loans, which rely heavily on personal income, DSCR loans focus on the cash flow generated by the investment property itself.

Learn More…

Non-QM Loans

Non-QM (non-qualified mortgage) loans are designed for borrowers who may not meet the strict lending criteria of traditional qualified mortgages. These loans provide flexibility for individuals with unique financial situations, making homeownership or property investment achievable when standard loans are not an option.

Learn More…

Bank Statement & P&L Loans

Are you self-employed and looking for a mortgage solution that works for you? Traditional income verification methods can be challenging for entrepreneurs and small business owners. That\u2019s why A Plus Mortgage Florida offers tailored Bank Statement & P&L Loans designed to make homeownership accessible for self-employed borrowers and those with unconventional income streams.

Learn More…

Construction to Perm New Build Loans

A Construction-to-Permanent Loan (also called a “Construction-to-Perm” loan) is a mortgage that allows you to finance construction of a new home and automatically convert it into a permanent mortgage once the construction is complete.

Learn More…

Specialty Loans

HUD 203(h) Disaster Loans: Assistance for homeowners affected by disasters.
HELOCs: Home Equity Line of Credit for flexible access to equity.
Second Mortgages: Additional loan secured by your home’s equity.
Bridge Loans: Short-term loans for buying new properties while transitioning.

Learn More

Flexible loan options with competitive rates for qualified borrowers.

FHA LoansLow down payment loans with accessible credit requirements, ideal for first-time buyers.

Exclusive loans for veterans and active military with no down payment and no PMI.

No down payment options for eligible rural areas and low-to-moderate income buyers.

High-value property loans exceeding conventional limits, with competitive terms.

Stable monthly payments with consistent rates throughout the loan term.

Lower initial rates that adjust over time, ideal for flexibility in changing markets.Learn More…

ITIN Foreign National Loans provide non-U.S. citizens, including those without a Social Security Number, the opportunity to finance a home in the United States.

Pay only the interest for an initial period, helping with cash flow management.

Home equity access for homeowners aged 62+, with no monthly mortgage payments required.

DSCR loans are designed specifically for real estate investors. Unlike traditional loans, which rely heavily on personal income, DSCR loans focus on the cash flow generated by the investment property itself.

A Construction-to-Permanent Loan (also called a “Construction-to-Perm” loan) is a mortgage that allows you to finance construction of a new home and automatically convert it into a permanent mortgage once the construction is complete.

Specialty Loans

Second Mortgages: Additional loan secured by your home’s equity.

Bridge Loans: Short-term loans for buying new properties while transitioning.

Your Path to Your New Home Begins Here

FHA Loans Low down payment loans with accessible credit requirements, ideal for first-time buyers.

Lower initial rates that adjust over time, ideal for flexibility in changing markets.
Learn More…